Happy Tuesday, readers!
In the personal finance realm, I often read that people should reduce their expenses. Obviously that means spend less money. Especially on things that are not important to you. I’ve been looking for ways to reduce recurring expenses (in addition to reducing my food costs, of course). I like seeing real examples so here are three small changes we made recently that will reduce our spending.
- Downsized our garbage service: Saving $20/mo. When we started garbage service after we moved in to our house, we got the second smallest garbage can, a standard huge recycle bin, and a yard waste bin. After we had Bo, we needed to increase the size of the garbage can. Now, we rarely fill it up, and almost never fill up our yard waste. Downsizing our garbage can and stopping yard waste service all together is saving us quite a bit of money for making pretty much no change in our lives. Our yard waste goes into the compost bin anyway, and if it doesn’t belong in there, we can take it to the dump or, better yet, see if a neighbor has space in their bin!
- Stopped getting my eyebrows done: Saving $20 every other month. I used to get my (very unruly) brows done every other week, but when I got my GovJob (6+ years ago), the brow salon proved too far to go regularly so I was down to once every couple months. Last time I went I thought to myself “I could have done them better anyway”, which would save time AND money. So I did, and they look great and from now on I will spend $0 getting my brows shaped.
- Bought cloth napkins: Will start saving us money if we use them for more than a year (and then will save about $20/year). We buy the $9.99 Costco 4-pack of 260 napkins (1,040 napkins total) and since there are 4 of us in the house, we probably go through them pretty fast by using more than 1 per day (we do have a toddler, after all). The cloth napkins were right around $20 on Amazon. We used to use cloth napkins but for a couple years, we’ve been buying paper/disposable napkins. The environmental guilt definitely got to me more than the money on this one.
Those are my examples of small ways that we’ve reduced expenses lately. What other small changes have you made that lower your expenses or impact on the environment?